You loaned your friend ₦4,000,000.00 last year and since then, he has refused to pay back, which has deteriorated the friendship.You beg him to just pay you ₦2,000,000.00 and forget the rest because you are in a financial crisis.Your friend then says he can only get you ₦1,500,000.00 since that's all he has.You feel like you have no op
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